Blog, News & Resources

Connecting the dots outside the box

Money Grows on Trees

WHAT WOULD YOU SAY IF I SAID MONEY GROWS ON TREES? All our clients know that we have a way to create tax free income using your RRSP’s. But now we have developed a Money Tree that will feed itself and grow until you die. The best part about the Money Tree is that you do NOT need to feed it with your own dollars. Our Demographic Linked Program can transfer your RRSP’s tax free to a Tax exempt investment indirectly.

Segregated Funds

WHAT IS A SEGREGATED FUND? A Segregated Fund (Seg Fund) is a type of investment fund administered by Canadian insurance companies in the form of individual, variable life insurance contracts offering certain guarantees to the policyholder such as reimbursement of capital upon death. As required by law, these funds are fully segregated from the company’s general investment funds, hence the eponym. A Seg Fund is synonymous with the U.S. insurance industry “separate account” and related insurance and annuity products.

Secret 8

BUY AN INSURANCE TAX SHELTER – The life insurance industry is a tax haven, and will likely always enjoy that status, because of all the special laws created just for it. You can spend time wondering why, or you can use their heavily favoured status to your advantage!

Money Movement Strategies

NEVER STORE MONEY – A fertile effort made by most conservative investors is the search for a good long-term investment. There are good investments, but when it comes to stocks and bonds, there are no good long-term investments. The best investment this year will be the worst investment in two or three years, as inflation and interest rates change.

RRSP Meltdown Programs

HOW MUCH TAXES DO WE PAY? 95% of all Canadians retire broke, dependent on friends, family or the federal government for their primary source of income. According to Bank of Canada and statistics Canada in 2009 the majority of Canadians spend $1.60 for every $1.00 they bring in. How much tax do we pay? Firstly Ontario has a progressive Tax system in place the more you make the more tax you pay.

Do you want to make 100% returns?

Do you want to make 100% returns?

Sounds like wishful thinking right? But the combination of Demographics and “Connecting the Dots” allowed me to make these predictions with the following results. In October 1990 I predicted that interest rates

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Money Grows on Trees

Money Grows on Trees

WHAT WOULD YOU SAY IF I SAID MONEY GROWS ON TREES? All our clients know that we have a way to create tax free income using your RRSP’s. But now we have developed a Money Tree that will feed itself and grow until you die. The best part about the Money Tree is that you do NOT need to feed it with your own dollars. Our Demographic Linked Program can transfer your RRSP’s tax free to a Tax exempt investment indirectly.

read more
RRSP Meltdown Programs

RRSP Meltdown Programs

HOW MUCH TAXES DO WE PAY? 95% of all Canadians retire broke, dependent on friends, family or the federal government for their primary source of income. According to Bank of Canada and statistics Canada in 2009 the majority of Canadians spend $1.60 for every $1.00 they bring in. How much tax do we pay? Firstly Ontario has a progressive Tax system in place the more you make the more tax you pay.

read more
Money Movement Strategies

Money Movement Strategies

NEVER STORE MONEY – A fertile effort made by most conservative investors is the search for a good long-term investment. There are good investments, but when it comes to stocks and bonds, there are no good long-term investments. The best investment this year will be the worst investment in two or three years, as inflation and interest rates change.

read more
Secret 8

Secret 8

BUY AN INSURANCE TAX SHELTER – The life insurance industry is a tax haven, and will likely always enjoy that status, because of all the special laws created just for it. You can spend time wondering why, or you can use their heavily favoured status to your advantage!

read more
Segregated Funds

Segregated Funds

WHAT IS A SEGREGATED FUND? A Segregated Fund (Seg Fund) is a type of investment fund administered by Canadian insurance companies in the form of individual, variable life insurance contracts offering certain guarantees to the policyholder such as reimbursement of capital upon death. As required by law, these funds are fully segregated from the company’s general investment funds, hence the eponym. A Seg Fund is synonymous with the U.S. insurance industry “separate account” and related insurance and annuity products.

read more
Buy in November, Away in May

Buy in November, Away in May

BUY IN NOVEMBER AND GO AWAY IN MAY – The Chart below proves that going back to 1950 using the S&P 500, historically the strongest quarter is the 4th quarter. So when you “connect the dots” with what happened last week, and President Trump announcing the Promised Tax cuts that we have all been waiting for we could see a very strong rally about to start.

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Can Your RRSPs Grow Faster?

Can Your RRSPs Grow Faster?

HOW CAN DEMOGRAPHICS HELP YOUR RRSPs GROW FASTER? Why are you investing your money in RRSPs? Most people do it to get the tax savings. But as the money starts to grow they then realize that having money grow for retirement is a good thing. It’s the old saying “Live for today but plan for tomorrow”.

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Connecting the Dots Strategy

Connecting the Dots Strategy

CAN YOU MAKE MONEY USING A STRATEGY CALLED “CONNECTING THE DOTS”? I have been showing clients how to use this strategy ever since I read about it in an investment publication created by Tony Sagami, the only person I know that predicted the tech market selloff in the year 2000, therefore saving many investors from losing money.

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Wealth Creation Strategy

Wealth Creation Strategy

BEST WEALTH CREATION STRATEGY AVAILABLE – For the last few weeks I having been saying I wanted to show you the number one way of attaining wealth and it is so simple I am surprised that more people are not using this very important part of copying what the rich do. That’s right, the wealthy use this method of investing because they are using other people’s money, not their own.

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Enormous Sling Shot Returns

Enormous Sling Shot Returns

HOW TO MAKE ENORMOUS RETURNS ON A SLING SHOT? David slayed Goliath using a sling shot… We use a sling shot to create wealth. First what is a sling shot? In 2008 the financial crisis caused panic as investors all around the world were losing up to 60% of their investments. We were down 35% ourselves but because I knew what was coming next I was excited.

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How Much Tax You Pay

How Much Tax You Pay

HOW MUCH TAXES DO WE PAY? The percentage of tax that Canadians pay is completely outrageous. While some taxes appear to be reduced, others are increased and new ones added, to continually increase revenues for our politicians to squander.

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18.90% for the last 11 years

18.90% for the last 11 years

HOW WE AVERAGE 18.90% FOR THE LAST 11 YEARS USING A COMBINATION OF DEMOGRAPHICS AND CONNECTING THE DOTS? 2007: Israel was at war with Lebanon. In August the markets were still flat for the year. In that year, the famed Harry Dent predicted it was going to be a banner year. But the markets hate uncertainty and was not going up. Fearing the markets were heading into the yearly correction period Sept/Oct, Harry Dent told everyone to get out of the markets.

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How to Avoid the RRSP Trap?

How to Avoid the RRSP Trap?

HOW TO AVOID THE RRSP TRAP – TAX TIME BOMB? One of the biggest mistakes we make as investors is forgetting just how much TAX we will pay to CRA, if we continue to blindly add to our RRSPs without thinking about how much tax you are going to be faced with in retirement.

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Read Before You Buy RRSPs

Read Before You Buy RRSPs

BEFORE YOU BUY RRSPs THIS YEAR, CHECK OUT OUR RETURNS – Last year was another strong year for our clients with robust returns from the following areas. Asian Pacific led the way as both China and Japan had very healthy years and are expected to do the same again this year. The annual return last year in this area was 27.1%. After only one week these funds are leading the way again up 2.71% . Do not miss out on this market.

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Use Tax and Build Wealth

Use Tax and Build Wealth

HOW WE USE THE TAX YOU HAVE TO PAY TO FUND A TAX DEDUCTION AND BUILD WEALTH? First let’s update what the markets have been doing. In my last article I pinpointed that we should start seeing the benefits of “Trumps big Tax cuts”. As it takes 3 -6 months after he announced the cut’s in November to show up in the economy. Since we had just entered the earnings season in which first quarter earnings were announced I was eager to see my prediction come true.

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A Case Study Review

A Case Study Review

A CASE STUDY REVIEW AND RESULTS AFTER JUST ONE YEAR – We will call this case study RR. RR was referred to us by an existing client who was very happy with what he had done with us in a short time period. RR who is 35, was a self made investor who had accumulated $100,000 in his RRSPs.

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